When Barack Obama took office in 2009, he promised to vigorously prosecute those who sold sub-prime mortgages to people who they knew couldn’t afford them, then passing them off to bankers as rock-solid investments. History tells us the double-whammy led to the country’s financial collapse of 2007-2008. Dick Morris tells us the majority of these mortgage-fraud bankers got off scott free, while many Americans are still suffering the after-effects of the crisis.