The $10 Million Credit Card
If you ask people what’s the most exclusive credit card, chances are most folks would say it was the American Express Black Centurion. Wrong! Personal finance expert Graham Stephan says the pinnacle of all credit cards belongs to the J.P. Morgan Reserve card, which has never been mentioned in music video lyrics or shown in mainstream media and you can’t find an application for it online. It really flies under the radar and many people don’t even know it exists. But it does and it’s exclusive! For starters, to get an application for the card, you have to be a member of the J.P. Morgan private bank, which requires you to have $10 million of investable assets. Then there’s the annual fee of $450 for now that will soon grow to $500-plus in 2021! Stephan, who actually acquired the card through a fluke, says the card’s perks are insane. He tells us more about the perks and compares the J.P. Morgan Reserve to other high-level cards in the following video.
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